Auto Financing For All Types Of Vehicles
In search of the perfect car financing in Strathmore? Let our expert team at Strathmore Ford ease the process for you.
We're committed to guiding you through the maze of financing options, providing transparent and straightforward solutions for purchasers with any credit background.
From the rugged Ford F-150 to the family-friendly Ford Escape, our diverse roster of vehicles caters to every lifestyle and need. And, our auto financing options are just as versatile.
Whether you’re looking for a new Ford vehicle financing or a used car loan, our team at Strathmore Ford is armed with an array of financing options to make your dream car a reality.
With our trusted services extending to Strathmore, Calgary, Chestermere and surrounding areas, your ideal vehicle is just a financing plan away.
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Auto Financing For New Ford Vehicles
Sometimes you just need a new car. We understand that! That’s why we offer transparent deals on all our new Ford cars and trucks. Our financing options are tailored to your needs, ensuring your brand-new vehicle comes with a fair financial deal that works with your budget.
At Strathmore Ford, we believe owning a new car should be an exciting journey, not a financial burden.
Used Car Auto Loans
But not everyone needs a brand-new car. Sometimes, a quality used car is just perfect. And for that, we’ve got you covered too. At Strathmore Ford, our used cars are carefully inspected, ensuring you get reliability and value.
With our excellent auto financing deals on used vehicles and a diverse inventory to choose from, you’ll find the right car at the right price.
Financing for All: Solutions for Every Credit Score
We’ve all been there—credit scores can be a hurdle when applying for auto financing. But should that stop you from owning a vehicle? Absolutely not! At Strathmore Ford, we believe in providing auto financing options for all credit situations. Whether you’ve got a stellar credit history, you’re a newcomer to Canada, or you’re battling a bad credit score, we’ve got a car loan solution for you.
Bad Credit Score Auto Financing
Life happens, and sometimes it affects our credit scores. But a bad credit score shouldn’t keep you from owning a vehicle. At Strathmore Ford, we empathize with you. That’s why we provide financing solutions for those with a bad credit score or who have recently declared bankruptcy.
After all, a vehicle is an essential tool to have living in Alberta, and we believe everyone should have access to it.
Building Credit with Auto Loans
Did you know that an auto loan could be a stepping stone to improving your credit score? It’s true!
Making full, on-time payments on your car loan can establish a positive credit history. In fact, consistent on-time payments can start improving credit scores in as little as 30 days.
So, in essence, your auto loan isn’t just a pathway to your new vehicle—it’s a road to a better credit score too!
Fast-Track Approval: Getting Your Auto Finance Quickly
When you’ve found your dream car, you don’t want to wait. We get that. That’s why we’ve streamlined our auto financing approval process. At Strathmore Ford, we work diligently to ensure you get your auto financing for your new Ford or our wide selection of used vehicles quickly. So you can get behind the wheel without unnecessary delays.
Use Our Auto Financing Payment Calculator
Before you seal the deal, it’s crucial to know what your monthly payments will look like. That’s where our handy auto financing payment calculator comes in. It helps you estimate your monthly car payments, considering the vehicle cost, loan term, and interest rate.
This way, you can select a vehicle that aligns with your budget more effectively.
Easy Trade-In Option for Your Used Vehicle
Getting a new car is exciting, but what about your old ride? Don’t worry, we’ve got it covered.
At Strathmore Ford, we offer an easy trade-in option for your old vehicle. This not only makes the process hassle-free but also reduces your taxes, as you’ll pay less GST on the difference between your new car and the old vehicle you’re trading in.
Buying or Leasing?
Choosing between buying or leasing a vehicle involves considering your financial situation and lifestyle preferences.
Buying a vehicle means higher upfront costs but leads to ownership, allowing you freedom to modify or sell at your discretion, and building equity over time.
Leasing, however, often has lower monthly payments, includes maintenance, and lets you switch cars every few years, though it may come with hefty fees if terminated early.
For a detailed guide on making this decision, read our comprehensive guide.
How to Select the Right Vehicle
Choosing the right vehicle is much more than just picking a brand or a color. It’s about finding the perfect match for your lifestyle and usage.
Don’t forget to factor in the total cost of ownership like taxes, insurance, registration fees, maintenance, and fuel costs when selecting a car.
New Car vs. Used Car
Deciding between a new or a used car isn’t just about the sticker price—it’s about considering all costs involved. Sales tax and registration taxes can significantly increase the cost of a vehicle. And let’s not forget the reliability and maintenance costs.
Choosing a vehicle known for its reliability and affordable maintenance costs, whether new or pre-owned, can significantly impact your long-term financial outcomes.
Why Should You Choose Strathmore Ford For Your Car Loan?
When you opt for Strathmore Ford for your auto financing, you're not just ticking boxes on a form; you're kick-starting an adventure with a reliable ally by your side. Imagine the thrill of driving off the lot in a car that's not just a means of transport, but a partner in your daily life.
Our car loan solutions are designed to meet your financial needs, making the process straightforward and stress-free. When it comes to customer service, we're here to assist you every step of the way, ensuring your path to car ownership is as smooth as possible.
Our finance department offers financing for new and used vehicles, catering to customers with varying credit histories. Plus, with our relationships with multiple lenders, we aim to find the most suitable car loan company for your individual needs.
Take Your First Step Into Car Ownership Today
Ready to take the next step? We’re here to help. Our expert team is waiting to assist you with all your auto financing needs.
Frequently Asked Questions
We know that auto financing can be a complex process filled with questions. And we believe that knowledge is power. So, let’s tackle some of the most frequently asked questions about auto financing at Strathmore Ford!
How long will it take for me to get a car financing approval?
How long will it take for me to get a car financing approval?
While approval times may vary based on individual circumstances, you can generally expect to receive your car financing approval within one to two days. We understand how eager you are to get behind the wheel of your new car, and we strive to make the process as swift as possible.
What kind of interest rates does Strathmore Ford offer?
What kind of interest rates does Strathmore Ford offer?
Interest rates at Strathmore Ford can depend on several factors, such as the type of car you’re financing, the financing term, and your credit status. However, you can rest assured that we always aim to offer rates that work well for your budget. We work closely with various lenders to find the most suitable car loan options for your finance needs.
What's the best duration to finance a car?
What's the best duration to finance a car?
Choosing the term for your car financing depends on your personal preferences. If lower monthly payments are your priority, a longer term might work well. But if you can handle higher payments and want to save on interest, a shorter term could be more suitable. Remember, it’s all about striking a balance that fits your budget.
Can I pay off my car loan early?
Can I pay off my car loan early?
Yes, you can pay off your car loan early with most open-loan deals, which can help you save on interest.
Can I get a car loan if I've declared bankruptcy?
Can I get a car loan if I've declared bankruptcy?
Yes, you can! At Strathmore Ford, we understand that life happens, and sometimes that leads to financial challenges like bankruptcy. But we firmly believe that shouldn’t stop you from owning a vehicle. That’s why we offer car financing options even for those who’ve recently gone through bankruptcy. We’re here to find the best solution for you.
Can first-time car buyers apply for car financing?
Can first-time car buyers apply for car financing at Strathmore Ford?
Absolutely! At Strathmore Ford, we welcome first-time car buyers and newcomers to Canada and Alberta. We believe everyone deserves a chance to own their dream car, and we’re here to make that happen!
What kind of vehicles does Strathmore Ford offer financing for?
What kind of vehicles does Strathmore Ford offer financing for?
Strathmore Ford offers financing for all types of vehicles, including new Ford models and a wide selection of used cars. You can easily get financing for the vehicle of your choice.
How long will it take for me to get a car financing approval?
While approval times may vary based on individual circumstances, you can generally expect to receive your car financing approval within one to two days. We understand how eager you are to get behind the wheel of your new car, and we strive to make the process as swift as possible.
What kind of interest rates does Strathmore Ford offer?
Interest rates at Strathmore Ford can depend on several factors, such as the type of car you’re financing, the financing term, and your credit status. However, you can rest assured that we always aim to offer rates that work well for your budget. We work closely with various lenders to find the most suitable car loan options for your finance needs.
What's the best duration to finance a car?
Choosing the term for your car financing depends on your personal preferences. If lower monthly payments are your priority, a longer term might work well. But if you can handle higher payments and want to save on interest, a shorter term could be more suitable. Remember, it’s all about striking a balance that fits your budget.
Can I pay off my car loan early?
Yes, you can pay off your car loan early with most open-loan deals, which can help you save on interest.
Can I get a car loan if I've declared bankruptcy?
Yes, you can! At Strathmore Ford, we understand that life happens, and sometimes that leads to financial challenges like bankruptcy. But we firmly believe that shouldn’t stop you from owning a vehicle. That’s why we offer car financing options even for those who’ve recently gone through bankruptcy. We’re here to find the best solution for you.
Can first-time car buyers apply for car financing at Strathmore Ford?
Absolutely! At Strathmore Ford, we welcome first-time car buyers and newcomers to Canada and Alberta. We believe everyone deserves a chance to own their dream car, and we’re here to make that happen!
What kind of vehicles does Strathmore Ford offer financing for?
Strathmore Ford offers financing for all types of vehicles, including new Ford models and a wide selection of used cars. You can easily get financing for the vehicle of your choice.